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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,535 | $76,551+47.0% | $123,894-9.2% | $62,881+79.0% |
| Participation rate | 72.5% | 73.0%-0.5pp | 81.4%-8.9pp | 69.3%+3.2pp |
| Annual return | 7.14% | 18.68%-11.5pp | 47.52%-40.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,208 | $4,840+7.6% | $5,984-13.0% | $3,203+62.6% |
| Admin fee / account holder | $3,102 | $4,826-35.7% | $8,357-62.9% | $4,296-27.8% |