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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,470 | $148,582-78.1% | $135,942-76.1% | $139,456-76.7% |
| Participation rate | 69.2% | 83.9%-14.6pp | 81.9%-12.7pp | 80.3%-11.1pp |
| Annual return | 29.00% | 79.26%-50.3pp | 68.28%-39.3pp | 373.45%-344.5pp |
| Employer contribution / active EE | $3,136 | $5,245-40.2% | $4,858-35.4% | $4,753-34.0% |
| Participant deferral / active EE | $10,951 | $8,101+35.2% | $7,759+41.1% | $6,711+63.2% |
| Admin fee / account holder | $1 | $12,402-100.0% | $10,764-100.0% | $11,407-100.0% |