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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,166 | $106,247+99.7% | $96,515+119.8% | $139,466+52.1% |
| Participation rate | 30.0% | 77.8%-47.8pp | 74.3%-44.3pp | 80.3%-50.3pp |
| Annual return | 13.24% | 38.47%-25.2pp | 35.73%-22.5pp | 373.66%-360.4pp |
| Employer contribution / active EE | $0 | $4,106-100.0% | $3,740-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,329 | $5,456-2.3% | $4,880+9.2% | $6,712-20.6% |
| Admin fee / account holder | $55,746 | $7,885+607.0% | $6,735+727.7% | $11,409+388.6% |