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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,160 | $106,008+64.3% | $92,240+88.8% | $147,586+18.0% |
| Participation rate | 47.1% | 80.4%-33.4pp | 76.5%-29.4pp | 82.8%-35.8pp |
| Annual return | 19.21% | 50.05%-30.8pp | 176.29%-157.1pp | 578.59%-559.4pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,025 | $4,478+34.5% | $3,897+54.6% | $5,439+10.8% |
| Admin fee / account holder | $974 | $6,333-84.6% | $5,194-81.3% | $10,886-91.1% |