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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,976 | $80,992+156.8% | $96,534+115.4% | $75,173+176.7% |
| Participation rate | 22.1% | 71.8%-49.7pp | 76.0%-53.9pp | 67.2%-45.1pp |
| Annual return | 24.79% | 27.05%-2.3pp | 25.88%-1.1pp | 160.72%-135.9pp |
| Employer contribution / active EE | $1,636 | $2,283-28.3% | $2,965-44.8% | $2,671-38.7% |
| Participant deferral / active EE | $5,382 | $3,929+37.0% | $4,851+11.0% | $4,126+30.4% |
| Admin fee / account holder | $25,076 | $6,717+273.3% | $8,253+203.8% | $5,651+343.8% |