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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,732 | $67,602+29.8% | $82,312+6.6% | $70,126+25.1% |
| Participation rate | 52.1% | 72.8%-20.7pp | 76.9%-24.8pp | 69.5%-17.4pp |
| Annual return | 21.12% | 21.57%-0.4pp | 25.88%-4.8pp | 73.15%-52.0pp |
| Employer contribution / active EE | $1,003 | $1,755-42.9% | $2,428-58.7% | $2,343-57.2% |
| Participant deferral / active EE | $3,677 | $2,987+23.1% | $3,706-0.8% | $3,332+10.4% |
| Admin fee / account holder | $562 | $4,512-87.5% | $5,608-90.0% | $4,645-87.9% |