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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,174 | $102,938+13.8% | $94,105+24.5% | $138,895-15.6% |
| Participation rate | 90.0% | 74.6%+15.4pp | 71.9%+18.1pp | 79.9%+10.1pp |
| Annual return | 19.93% | 250.28%-230.4pp | 204.55%-184.6pp | 145.39%-125.5pp |
| Employer contribution / active EE | $2,490 | $2,732-8.9% | $2,504-0.6% | $4,194-40.6% |
| Participant deferral / active EE | $7,794 | $4,196+85.7% | $3,881+100.8% | $6,396+21.9% |
| Admin fee / account holder | $720 | $6,600-89.1% | $6,199-88.4% | $12,562-94.3% |