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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,311 | $138,078-17.9% | $125,363-9.6% | $134,509-15.8% |
| Participation rate | 73.3% | 84.5%-11.2pp | 82.4%-9.0pp | 81.2%-7.9pp |
| Annual return | -21.83% | 750.49%-772.3pp | 572.15%-594.0pp | 418.13%-440.0pp |
| Employer contribution / active EE | $2,440 | $5,245-53.5% | $4,815-49.3% | $4,741-48.5% |
| Participant deferral / active EE | $7,124 | $7,800-8.7% | $7,447-4.3% | $6,400+11.3% |
| Admin fee / account holder | $21,896 | $11,566+89.3% | $10,005+118.8% | $11,427+91.6% |