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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,660 | $73,988-72.1% | $96,538-78.6% | $75,177-72.5% |
| Participation rate | 45.5% | 66.4%-21.0pp | 74.3%-28.9pp | 67.2%-21.8pp |
| Annual return | 17.05% | 26.73%-9.7pp | 35.74%-18.7pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,635 | $2,930-44.2% | $3,740-56.3% | $2,671-38.8% |
| Participant deferral / active EE | $3,087 | $3,660-15.7% | $4,880-36.7% | $4,126-25.2% |
| Admin fee / account holder | $1,675 | $5,220-67.9% | $6,737-75.1% | $5,651-70.4% |