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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,485 | $64,729-82.3% | $112,263-89.8% | $68,490-83.2% |
| Participation rate | 67.5% | 67.2%+0.3pp | 75.1%-7.6pp | 67.9%-0.4pp |
| Annual return | -15.96% | -11.40%-4.6pp | 27.49%-43.5pp | -7.85%-8.1pp |
| Employer contribution / active EE | $1,669 | $2,746-39.2% | $3,636-54.1% | $2,597-35.7% |
| Participant deferral / active EE | $3,009 | $3,566-15.6% | $4,729-36.4% | $4,028-25.3% |
| Admin fee / account holder | $271 | $5,222-94.8% | $6,410-95.8% | $5,403-95.0% |