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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,576 | $217,427+0.1% | $185,837+17.1% | $167,518+29.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.07% | 148.39%-132.3pp | 122.08%-106.0pp | 478.71%-462.6pp |
| Employer contribution / active EE | $9,063 | $5,874+54.3% | $5,168+75.4% | $4,838+87.3% |
| Participant deferral / active EE | $9,793 | $6,357+54.0% | $5,568+75.9% | $6,342+54.4% |
| Admin fee / account holder | $1,343 | $19,816-93.2% | $16,241-91.7% | $12,312-89.1% |