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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,989 | $98,776-78.8% | $149,745-86.0% | $79,856-73.7% |
| Participation rate | 84.3% | 75.8%+8.5pp | 82.5%+1.8pp | 69.6%+14.6pp |
| Annual return | 18.77% | 27.38%-8.6pp | 276.72%-258.0pp | 31.71%-12.9pp |
| Employer contribution / active EE | $2,659 | $3,217-17.3% | $4,646-42.8% | $2,471+7.6% |
| Participant deferral / active EE | $3,377 | $5,681-40.6% | $6,843-50.7% | $3,741-9.7% |
| Admin fee / account holder | $3,322 | $6,053-45.1% | $9,312-64.3% | $5,306-37.4% |