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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,894 | $85,766-76.8% | $136,298-85.4% | $70,126-71.6% |
| Participation rate | 82.2% | 74.2%+8.0pp | 81.9%+0.3pp | 69.5%+12.7pp |
| Annual return | 23.01% | 31.46%-8.4pp | 5156.27%-5133.3pp | 73.15%-50.1pp |
| Employer contribution / active EE | $2,220 | $2,966-25.2% | $4,696-52.7% | $2,343-5.2% |
| Participant deferral / active EE | $2,798 | $5,051-44.6% | $6,247-55.2% | $3,332-16.0% |
| Admin fee / account holder | $647 | $5,421-88.1% | $9,244-93.0% | $4,645-86.1% |