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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,687 | $73,978+28.0% | $96,515-1.9% | $75,173+26.0% |
| Participation rate | 97.4% | 66.4%+31.0pp | 74.3%+23.1pp | 67.2%+30.2pp |
| Annual return | 9.86% | 26.72%-16.9pp | 35.73%-25.9pp | 160.72%-150.9pp |
| Employer contribution / active EE | $4,169 | $2,931+42.2% | $3,740+11.5% | $2,671+56.1% |
| Participant deferral / active EE | $7,267 | $3,660+98.5% | $4,880+48.9% | $4,126+76.1% |
| Admin fee / account holder | $3,825 | $5,219-26.7% | $6,735-43.2% | $5,651-32.3% |