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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,571 | $72,273+51.6% | $101,275+8.2% | $79,856+37.2% |
| Participation rate | 80.5% | 68.5%+12.0pp | 75.8%+4.7pp | 69.6%+10.8pp |
| Annual return | 10.41% | 22.30%-11.9pp | 46.48%-36.1pp | 31.71%-21.3pp |
| Employer contribution / active EE | $3,213 | $2,691+19.4% | $3,660-12.2% | $2,471+30.0% |
| Participant deferral / active EE | $5,210 | $3,282+58.8% | $4,371+19.2% | $3,741+39.3% |
| Admin fee / account holder | $3,916 | $4,401-11.0% | $5,948-34.2% | $5,306-26.2% |