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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,379 | $197,819-91.7% | $155,789-89.5% | $125,393-86.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | 0.00% | 86.73%-86.7pp | 71.54%-71.5pp | 282.23%-282.2pp |
| Employer contribution / active EE | $3,549 | $4,850-26.8% | $3,839-7.5% | $4,866-27.1% |
| Participant deferral / active EE | $13,122 | $5,631+133.0% | $4,798+173.5% | $5,351+145.2% |
| Admin fee / account holder | $336 | $9,544-96.5% | $7,477-95.5% | $9,541-96.5% |