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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,757 | $70,684+69.4% | $169,390-29.3% | $75,173+59.3% |
| Participation rate | 76.7% | 64.8%+11.9pp | 77.2%-0.4pp | 67.2%+9.5pp |
| Annual return | 17.77% | 36.38%-18.6pp | 406.07%-388.3pp | 160.72%-142.9pp |
| Employer contribution / active EE | $351 | $2,211-84.1% | $4,013-91.3% | $2,671-86.9% |
| Participant deferral / active EE | $5,714 | $4,310+32.6% | $6,222-8.2% | $4,126+38.5% |
| Admin fee / account holder | $9,997 | $5,404+85.0% | $9,015+10.9% | $5,651+76.9% |