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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,054 | $69,012+39.2% | $160,009-40.0% | $68,486+40.3% |
| Participation rate | 75.5% | 65.4%+10.1pp | 78.0%-2.5pp | 67.9%+7.6pp |
| Annual return | -18.48% | -9.65%-8.8pp | 408.85%-427.3pp | -7.85%-10.6pp |
| Employer contribution / active EE | $350 | $2,212-84.2% | $4,225-91.7% | $2,597-86.5% |
| Participant deferral / active EE | $5,596 | $4,212+32.9% | $6,183-9.5% | $4,028+38.9% |
| Admin fee / account holder | $2,637 | $4,798-45.1% | $8,715-69.7% | $5,404-51.2% |