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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,663 | $78,015+63.6% | $178,505-28.5% | $80,959+57.7% |
| Participation rate | 83.3% | 65.7%+17.7pp | 77.1%+6.2pp | 67.7%+15.7pp |
| Annual return | 14.41% | 18.10%-3.7pp | 27.16%-12.8pp | 35.67%-21.3pp |
| Employer contribution / active EE | $325 | $2,281-85.7% | $3,955-91.8% | $2,757-88.2% |
| Participant deferral / active EE | $5,390 | $4,406+22.3% | $6,280-14.2% | $4,300+25.3% |
| Admin fee / account holder | $9,543 | $7,160+33.3% | $10,428-8.5% | $6,925+37.8% |