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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,663 | $78,027+63.6% | $178,528-28.5% | $80,925+57.8% |
| Participation rate | 83.3% | 65.7%+17.7pp | 77.1%+6.2pp | 67.7%+15.7pp |
| Annual return | 14.41% | 18.09%-3.7pp | 27.11%-12.7pp | 35.65%-21.2pp |
| Employer contribution / active EE | $325 | $2,281-85.7% | $3,950-91.8% | $2,756-88.2% |
| Participant deferral / active EE | $5,390 | $4,408+22.3% | $6,278-14.1% | $4,299+25.4% |
| Admin fee / account holder | $9,543 | $7,168+33.1% | $10,419-8.4% | $6,940+37.5% |