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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,289 | $201,264+8.0% | $184,185+18.0% | $145,978+48.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 4.30% | 29.00%-24.7pp | 28.81%-24.5pp | 550.52%-546.2pp |
| Employer contribution / active EE | $12,894 | $7,021+83.7% | $6,426+100.7% | $4,662+176.6% |
| Participant deferral / active EE | $16,323 | $9,806+66.5% | $9,132+78.7% | $6,690+144.0% |
| Admin fee / account holder | $490 | $16,376-97.0% | $13,909-96.5% | $13,400-96.3% |