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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,401 | $88,815-65.8% | $81,882-62.9% | $145,897-79.2% |
| Participation rate | 65.0% | 75.1%-10.1pp | 72.4%-7.4pp | 80.3%-15.3pp |
| Annual return | 30.42% | 1033.75%-1003.3pp | 779.47%-749.1pp | 552.29%-521.9pp |
| Employer contribution / active EE | $1,316 | $3,086-57.4% | $2,916-54.9% | $4,663-71.8% |
| Participant deferral / active EE | $2,315 | $4,647-50.2% | $4,323-46.4% | $6,689-65.4% |
| Admin fee / account holder | $431 | $8,434-94.9% | $7,360-94.1% | $13,390-96.8% |