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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,279 | $167,352+45.4% | $143,788+69.2% | $134,509+80.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.63% | 0.47%-18.1pp | -0.03%-17.6pp | 418.13%-435.8pp |
| Employer contribution / active EE | $5,541 | $5,620-1.4% | $4,952+11.9% | $4,741+16.9% |
| Participant deferral / active EE | $13,017 | $6,447+101.9% | $5,638+130.9% | $6,400+103.4% |
| Admin fee / account holder | $4,492 | $18,091-75.2% | $14,675-69.4% | $11,427-60.7% |