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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,507 | $81,262+28.6% | $155,602-32.8% | $80,911+29.2% |
| Participation rate | 85.2% | 66.2%+18.9pp | 78.2%+7.0pp | 67.6%+17.5pp |
| Annual return | 11.19% | 33.34%-22.2pp | 64.81%-53.6pp | 35.63%-24.4pp |
| Employer contribution / active EE | $6,243 | $3,102+101.3% | $4,675+33.5% | $2,756+126.5% |
| Participant deferral / active EE | $4,227 | $3,451+22.5% | $5,629-24.9% | $4,297-1.6% |
| Admin fee / account holder | $10,739 | $7,992+34.4% | $15,923-32.6% | $6,935+54.9% |