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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,356 | $133,981-66.1% | $112,249-59.6% | $134,532-66.3% |
| Participation rate | 72.7% | 78.6%-5.8pp | 75.1%-2.3pp | 81.2%-8.5pp |
| Annual return | -16.77% | 47.16%-63.9pp | 27.48%-44.3pp | 418.27%-435.0pp |
| Employer contribution / active EE | $136 | $4,040-96.6% | $3,636-96.3% | $4,741-97.1% |
| Participant deferral / active EE | $3,009 | $5,292-43.1% | $4,729-36.4% | $6,401-53.0% |
| Admin fee / account holder | $370 | $7,492-95.1% | $6,412-94.2% | $11,429-96.8% |