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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,902 | $45,872-21.7% | $77,081-53.4% | $68,495-47.6% |
| Participation rate | 64.3% | 55.9%+8.4pp | 67.9%-3.6pp | 67.9%-3.6pp |
| Annual return | -16.44% | 1.73%-18.2pp | 42.33%-58.8pp | -7.84%-8.6pp |
| Employer contribution / active EE | $5,829 | $1,650+253.4% | $2,813+107.2% | $2,596+124.5% |
| Participant deferral / active EE | $934 | $2,963-68.5% | $4,428-78.9% | $4,028-76.8% |
| Admin fee / account holder | $685 | $3,041-77.5% | $5,427-87.4% | $5,403-87.3% |