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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,194 | $93,117-77.2% | $77,096-72.5% | $134,532-84.2% |
| Participation rate | 22.7% | 74.5%-51.8pp | 67.9%-45.2pp | 81.2%-58.5pp |
| Annual return | -16.52% | 62.67%-79.2pp | 42.35%-58.9pp | 418.27%-434.8pp |
| Employer contribution / active EE | $735 | $3,420-78.5% | $2,814-73.9% | $4,741-84.5% |
| Participant deferral / active EE | $1,595 | $5,241-69.6% | $4,429-64.0% | $6,401-75.1% |
| Admin fee / account holder | $946 | $6,948-86.4% | $5,428-82.6% | $11,429-91.7% |