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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,005 | $77,816-46.0% | $123,552-66.0% | $64,173-34.5% |
| Participation rate | 94.1% | 74.7%+19.4pp | 82.3%+11.8pp | 69.6%+24.5pp |
| Annual return | -3.12% | 12.49%-15.6pp | 119.20%-122.3pp | 7.63%-10.8pp |
| Employer contribution / active EE | $1,081 | $3,014-64.1% | $4,628-76.6% | $2,381-54.6% |
| Participant deferral / active EE | $3,908 | $5,240-25.4% | $6,426-39.2% | $3,470+12.6% |
| Admin fee / account holder | $7,229 | $5,519+31.0% | $9,285-22.1% | $4,887+47.9% |