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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,780 | $77,908+465.8% | $149,696+194.4% | $75,173+486.4% |
| Participation rate | 86.5% | 65.6%+20.9pp | 78.8%+7.7pp | 67.2%+19.3pp |
| Annual return | 17.14% | 31.73%-14.6pp | 134.46%-117.3pp | 160.72%-143.6pp |
| Employer contribution / active EE | $13,113 | $3,138+317.9% | $4,821+172.0% | $2,671+390.9% |
| Participant deferral / active EE | $13,397 | $3,411+292.7% | $5,682+135.8% | $4,126+224.7% |
| Admin fee / account holder | $23,125 | $5,950+288.7% | $13,212+75.0% | $5,651+309.2% |