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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,909 | $85,171+254.5% | $172,753+74.8% | $72,976+313.7% |
| Participation rate | 87.5% | 70.1%+17.4pp | 82.6%+4.9pp | 69.5%+18.0pp |
| Annual return | 20.92% | 27.32%-6.4pp | 803.00%-782.1pp | 81.02%-60.1pp |
| Employer contribution / active EE | $10,944 | $3,324+229.2% | $5,144+112.8% | $2,440+348.5% |
| Participant deferral / active EE | $12,998 | $3,260+298.7% | $5,198+150.1% | $3,608+260.3% |
| Admin fee / account holder | $1,211 | $5,880-79.4% | $13,956-91.3% | $5,124-76.4% |