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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,943 | $142,361+55.2% | $119,608+84.7% | $134,509+64.3% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.3%-29.3pp | 81.2%-31.2pp |
| Annual return | 14.75% | -12.46%+27.2pp | -14.98%+29.7pp | 418.13%-403.4pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,008 | $6,468-69.0% | $5,601-64.2% | $6,400-68.6% |
| Admin fee / account holder | $1,959 | $13,588-85.6% | $10,326-81.0% | $11,427-82.9% |