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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,233 | $71,872-39.8% | $86,691-50.1% | $68,495-36.9% |
| Participation rate | 84.0% | 72.2%+11.8pp | 76.6%+7.4pp | 67.9%+16.1pp |
| Annual return | -21.89% | 3.53%-25.4pp | 35.94%-57.8pp | -7.84%-14.0pp |
| Employer contribution / active EE | $1,808 | $2,173-16.8% | $2,837-36.3% | $2,596-30.4% |
| Participant deferral / active EE | $3,561 | $3,779-5.8% | $4,656-23.5% | $4,028-11.6% |
| Admin fee / account holder | $2,382 | $6,112-61.0% | $7,492-68.2% | $5,403-55.9% |