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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,677 | $142,392+2.3% | $119,622+21.8% | $134,532+8.3% |
| Participation rate | 81.8% | 82.8%-1.0pp | 79.3%+2.6pp | 81.2%+0.6pp |
| Annual return | -24.45% | -12.46%-12.0pp | -14.98%-9.5pp | 418.27%-442.7pp |
| Employer contribution / active EE | $2,216 | $5,224-57.6% | $4,232-47.6% | $4,741-53.3% |
| Participant deferral / active EE | $8,057 | $6,467+24.6% | $5,601+43.9% | $6,401+25.9% |
| Admin fee / account holder | $2,129 | $13,593-84.3% | $10,328-79.4% | $11,429-81.4% |