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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,769 | $144,124+30.3% | $117,857+59.3% | $147,585+27.2% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.1pp | 82.8%+2.9pp |
| Annual return | 15.67% | 531.17%-515.5pp | 335.09%-319.4pp | 578.57%-562.9pp |
| Employer contribution / active EE | $2,281 | $4,897-53.4% | $3,786-39.8% | $4,876-53.2% |
| Participant deferral / active EE | $5,917 | $5,316+11.3% | $4,482+32.0% | $5,439+8.8% |
| Admin fee / account holder | $2,003 | $10,886-81.6% | $8,020-75.0% | $10,885-81.6% |