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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,389 | $123,793+24.7% | $177,840-13.2% | $79,852+93.3% |
| Participation rate | 96.2% | 84.7%+11.5pp | 87.7%+8.4pp | 69.6%+26.5pp |
| Annual return | 9.09% | 22.82%-13.7pp | 48.32%-39.2pp | 31.72%-22.6pp |
| Employer contribution / active EE | $14,847 | $4,095+262.5% | $5,919+150.8% | $2,471+500.8% |
| Participant deferral / active EE | $15,785 | $5,956+165.0% | $7,714+104.6% | $3,740+322.0% |
| Admin fee / account holder | $23,761 | $7,243+228.1% | $12,431+91.1% | $5,306+347.8% |