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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,012 | $95,975-83.3% | $74,552-78.5% | $135,382-88.2% |
| Participation rate | 80.0% | 75.7%+4.3pp | 69.1%+10.9pp | 82.6%-2.6pp |
| Annual return | -7.65% | 56.96%-64.6pp | 32.53%-40.2pp | 519.77%-527.4pp |
| Employer contribution / active EE | $1,141 | $2,716-58.0% | $1,961-41.8% | $4,779-76.1% |
| Participant deferral / active EE | $2,037 | $3,844-47.0% | $3,108-34.5% | $5,609-63.7% |
| Admin fee / account holder | $1,510 | $6,522-76.8% | $5,060-70.2% | $10,829-86.1% |