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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,752 | $181,896-85.8% | $156,551-83.6% | $273,972-90.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.81% | 30.74%-22.9pp | 32.23%-24.4pp | 41.46%-33.6pp |
| Employer contribution / active EE | $4,141 | $6,248-33.7% | $5,501-24.7% | $4,869-15.0% |
| Participant deferral / active EE | $16,550 | $5,550+198.2% | $4,871+239.8% | $5,287+213.0% |
| Admin fee / account holder | $118,715 | $15,560+662.9% | $13,028+811.2% | $10,133+1071.6% |