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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,140 | $71,872+5.9% | $86,691-12.2% | $68,495+11.2% |
| Participation rate | 82.4% | 72.2%+10.1pp | 76.6%+5.8pp | 67.9%+14.5pp |
| Annual return | -24.17% | 3.53%-27.7pp | 35.94%-60.1pp | -7.84%-16.3pp |
| Employer contribution / active EE | $2,251 | $2,173+3.6% | $2,837-20.7% | $2,596-13.3% |
| Participant deferral / active EE | $5,613 | $3,779+48.5% | $4,656+20.6% | $4,028+39.4% |
| Admin fee / account holder | $6,965 | $6,112+14.0% | $7,492-7.0% | $5,403+28.9% |