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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,944 | $56,197-32.5% | $67,652-43.9% | $59,633-36.4% |
| Participation rate | 96.0% | 71.5%+24.5pp | 75.7%+20.3pp | 68.7%+27.3pp |
| Annual return | -1.46% | 18508.10%-18509.6pp | 6625.40%-6626.9pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $5,291 | $1,615+227.7% | $2,266+133.5% | $2,203+140.2% |
| Participant deferral / active EE | $5,707 | $2,844+100.7% | $3,560+60.3% | $3,192+78.8% |
| Admin fee / account holder | $1,354 | $3,958-65.8% | $4,821-71.9% | $4,297-68.5% |