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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,637 | $165,399-62.7% | $149,745-58.8% | $158,982-61.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.66% | 348.34%-340.7pp | 276.72%-269.1pp | 302.99%-295.3pp |
| Employer contribution / active EE | $3,999 | $5,105-21.7% | $4,646-13.9% | $4,763-16.0% |
| Participant deferral / active EE | $6,439 | $7,183-10.4% | $6,843-5.9% | $5,983+7.6% |
| Admin fee / account holder | $1,007 | $10,811-90.7% | $9,312-89.2% | $11,252-91.0% |