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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,269 | $138,078-16.5% | $125,363-8.1% | $134,509-14.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -17.34% | 750.49%-767.8pp | 572.15%-589.5pp | 418.13%-435.5pp |
| Employer contribution / active EE | $12,867 | $5,245+145.3% | $4,815+167.3% | $4,741+171.4% |
| Participant deferral / active EE | $3,730 | $7,800-52.2% | $7,447-49.9% | $6,400-41.7% |
| Admin fee / account holder | $4,209 | $11,566-63.6% | $10,005-57.9% | $11,427-63.2% |