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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,686 | $165,361-46.4% | $149,715-40.8% | $158,950-44.2% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 18.59% | 348.24%-329.6pp | 276.66%-258.1pp | 302.91%-284.3pp |
| Employer contribution / active EE | $9,233 | $5,103+80.9% | $4,645+98.8% | $4,762+93.9% |
| Participant deferral / active EE | $5,297 | $7,182-26.2% | $6,842-22.6% | $5,983-11.5% |
| Admin fee / account holder | $32,845 | $10,808+203.9% | $9,310+252.8% | $11,248+192.0% |