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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,178 | $48,078+33.5% | $78,676-18.4% | $62,881+2.1% |
| Participation rate | 62.5% | 65.2%-2.7pp | 73.6%-11.1pp | 69.3%-6.8pp |
| Annual return | 6.21% | 31.36%-25.1pp | 62.19%-56.0pp | 20.14%-13.9pp |
| Employer contribution / active EE | $0 | $2,015-100.0% | $2,850-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,855 | $2,587+87.7% | $3,517+38.1% | $3,203+51.6% |
| Admin fee / account holder | $239 | $3,206-92.5% | $4,510-94.7% | $4,296-94.4% |