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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,158 | $45,152+15.5% | $73,835-29.4% | $59,633-12.5% |
| Participation rate | 60.0% | 64.0%-4.0pp | 73.4%-13.4pp | 68.7%-8.7pp |
| Annual return | -1.60% | 27.40%-29.0pp | 2268.13%-2269.7pp | 2041.40%-2043.0pp |
| Employer contribution / active EE | $0 | $1,901-100.0% | $2,788-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,861 | $2,573+50.1% | $3,583+7.8% | $3,192+21.0% |
| Admin fee / account holder | $4,414 | $3,515+25.6% | $4,880-9.5% | $4,297+2.7% |