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| Provider | Service type | Compensation |
|---|---|---|
CAMBRIDGE INVESTMENT RESEARCH6+ years Service code 27 · EIN 42-1445429 | Advisory (Plan) | $44,371 |
Service code 37 · EIN 04-2647786 | Loan Processing | $26,988 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,378 | $73,638+109.6% | $95,956+60.9% | $73,493+110.1% |
| Participation rate | 97.6% | 76.2%+21.5pp | 77.1%+20.6pp | 70.7%+27.0pp |
| Annual return | 18.34% | 16.78%+1.6pp | 91.63%-73.3pp | 28.51%-10.2pp |
| Employer contribution / active EE | $4,073 | $1,863+118.6% | $2,541+60.3% | $2,270+79.4% |
| Participant deferral / active EE | $9,778 | $3,617+170.3% | $4,167+134.7% | $3,740+161.5% |
| Admin fee / account holder | $405 | $482-15.9% | $6,797-94.0% | $513-21.0% |