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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,211 | $114,119+90.3% | $107,187+102.6% | $138,895+56.4% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 14.80% | 273.21%-258.4pp | 204.55%-189.8pp | 145.39%-130.6pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $8,436 | $5,538+52.3% | $5,096+65.5% | $6,396+31.9% |
| Admin fee / account holder | $800 | $10,024-92.0% | $9,162-91.3% | $12,562-93.6% |