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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,767 | $202,342-89.2% | $172,753-87.4% | $152,909-85.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.14% | 1029.88%-1014.7pp | 803.00%-787.9pp | 345.46%-330.3pp |
| Employer contribution / active EE | $2,815 | $5,857-51.9% | $5,144-45.3% | $4,764-40.9% |
| Participant deferral / active EE | $2,954 | $5,948-50.3% | $5,198-43.2% | $5,851-49.5% |
| Admin fee / account holder | $2,278 | $17,112-86.7% | $13,956-83.7% | $11,601-80.4% |