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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,943 | $84,236-84.6% | $170,435-92.4% | $70,126-81.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 13.32% | 23.06%-9.7pp | 205.94%-192.6pp | 73.15%-59.8pp |
| Employer contribution / active EE | $1,432 | $3,387-57.7% | $5,432-73.6% | $2,343-38.8% |
| Participant deferral / active EE | $2,244 | $3,086-27.3% | $4,939-54.6% | $3,332-32.6% |
| Admin fee / account holder | $705 | $5,698-87.6% | $13,881-94.9% | $4,645-84.8% |