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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,364 | $81,233-46.6% | $155,567-72.1% | $80,874-46.4% |
| Participation rate | 71.4% | 66.2%+5.2pp | 78.2%-6.8pp | 67.6%+3.8pp |
| Annual return | 10.27% | 33.33%-23.1pp | 64.74%-54.5pp | 35.62%-25.3pp |
| Employer contribution / active EE | $1,319 | $3,101-57.5% | $4,674-71.8% | $2,756-52.1% |
| Participant deferral / active EE | $4,421 | $3,452+28.1% | $5,628-21.4% | $4,297+2.9% |
| Admin fee / account holder | $3,908 | $7,998-51.1% | $15,916-75.4% | $6,935-43.7% |