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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,740 | $104,937+27.4% | $84,628+58.0% | $152,897-12.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 15.65% | 373.88%-358.2pp | 258.80%-243.1pp | 345.43%-329.8pp |
| Employer contribution / active EE | $2,756 | $3,303-16.6% | $2,653+3.9% | $4,764-42.2% |
| Participant deferral / active EE | $3,775 | $4,690-19.5% | $3,900-3.2% | $5,851-35.5% |
| Admin fee / account holder | $1,150 | $6,243-81.6% | $4,914-76.6% | $11,599-90.1% |