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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,797 | $217,432+7.1% | $185,849+25.3% | $167,536+39.0% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 13.40% | 148.42%-135.0pp | 122.10%-108.7pp | 478.82%-465.4pp |
| Employer contribution / active EE | $2,350 | $5,875-60.0% | $5,169-54.5% | $4,839-51.4% |
| Participant deferral / active EE | $5,390 | $6,357-15.2% | $5,569-3.2% | $6,342-15.0% |
| Admin fee / account holder | $12,771 | $19,818-35.6% | $16,244-21.4% | $12,315+3.7% |